For construction
Know which jobs make money before they finish.
For general contractors and specialty trades. Dear CFO keeps your books, AR aging and cash current, and brings project data in from the tools your team already uses, so job profitability is a number you watch, not a surprise at closeout.
Works with
Backlog
$4.80M
+$0.6M this quarter
Retention receivable
$312K
+$48K
Illustrative figures
The problem
The job looked fine until closeout
Estimates live in one tool, costs land in the books weeks later, and billings follow the schedule of values. By the time anyone compares them, the fade has already happened.
- Estimates and budgets in project tools
- Job costs and payroll in the books
- WIP schedules in spreadsheets
Estimates, schedules of values and WIP from your project tools come in through Google Sheets or BigQuery, next to the books.
QuickBooks Online
Xero
Google Sheets
BigQuery
HubSpot
Dear CFOOne live set of numbersHow it works
Everything flows into one live set of numbers.
Each system syncs on its own schedule into one managed warehouse. Statements, metrics and answers all read from it, so they always agree.
Live statements
P&L and balance sheet, current
Your metrics
Defined once, kept current
Answers
Ask in plain English
Numbers you can track
The numbers construction run on.
Illustrative figures
Job profitability
Revenue and cost by job from your books, where you track jobs by class, location or customer.
1 job fading
Over/under billing
Your WIP schedule brought in through Google Sheets, beside billings and costs.
−$86K
net underbilled
Backlog
Signed work not yet earned, from your CRM or a sheet, against capacity.
$4.8M signed
Retention receivables
Retainage held by customers, aged in your receivables.
18% of AR
Days to payment
How long progress billings take to turn into cash.
52 days
average pay app
Cash position
Cash and upcoming payables, so payroll week is never a surprise.
11 weeks of cover
What you get
Built on the whole system.
Live financial statements
Your P&L, balance sheet and cash flow built live from QuickBooks or Xero, next to plan and forecast, for one company or several consolidated.
Learn moreForecasting and budgeting
A financial model with your actuals already in it: compare scenarios, freeze a budget, and score every period against it automatically.
Learn moreAI financial analyst
Ask questions about your revenue, cash, customers and margins in plain English. Dear CFO answers from your own books and shows the work behind every answer.
Learn moreQuestions
Dear CFO for construction
Do you connect to Procore or other project tools?
Not directly. Project data such as estimates and WIP schedules comes in through Google Sheets or BigQuery, and sits next to the books from QuickBooks or Xero.
Can I see profitability by job?
Yes, where your books track jobs, for example by class, location or customer. Revenue and cost for each job then sit side by side and stay current.
We run several entities. Can they be combined?
Yes. Connect each company and view them separately or consolidated.
See it against your own numbers.
Create a login and connect your systems in minutes, or book a call and we will walk through it with your business in mind.