Built for Business Owners
Know Which Jobs Make Money, and When Cash Runs Short.
Stop finding out at year-end. Connect your data and see which work pays and what cash is coming: profit by job, customer and revenue stream, and a 13-week cash forecast, live from the systems you already use.
From the CFO team behind 240+ companies and 100+ M&A transactions.
“If you want to sleep better at night, use Dear CFO.” — Patrick Wallain, Founder / CEO, ABLEMKR
Company Overview
Cash on hand
$1.28M
+4.2% vs. last month
Job margin
34.1%
−3.9 pts vs. plan
Revenue, actual vs plan
Actual Plan ForecastQ3 $1.53M +0.6%Q4 forecast
$1.72M
vs. plan
+4.9%
Range
±$81K
Hartwell fit-out is over budget.
Labour +$18K · Materials +$7K · 3 of 14 jobs over
Why did margin slip in August?
Gross margin was 61.4%, 0.8 pts under plan. Two cost lines explain almost all of it:
Over plan, August
- Direct labour+$18K
- Materials+$7K
Labour ran over on overtime in the second half of the month.
Law firms. Labs. Manufacturers. Travel. The team behind companies across 40+ industries.
Stop rebuilding the numbers in spreadsheets.
Accounting, payments, payroll, sales, spreadsheets. If your business runs on it, Dear CFO can read it, so you’re never waiting on a report.
Live statements
P&L and balance sheet, current
Your metrics
Defined once, kept current
Answers
Ask in plain English
- Read-only login
- No new process
- Answers in Slack
The job lost money in March. You found out when the bank hit $0.
3 months lost
A losing job or a tight cash week doesn’t arrive as a crisis. It builds in the data, out of sight, until it becomes one.
Month 1
A job runs over
Month 2
A big customer pays late
Month 3
Payroll week is tight
Year-end
It’s a cash crunch
Dear CFO flags it in Month 1, while it’s still small.
Today
- Job costing lives in a spreadsheet someone updates when they can
- You learn which customers pay off after the year is closed
- Cash is a guess from today’s bank balance
- You ask the bookkeeper and wait for a report
With Dear CFO
- Every job’s profit, live from the data
- Every customer and revenue stream ranked by margin
- Cash forecast week by week, 13 weeks out
- You ask a question in plain English and get the answer
Delay Cost You
Quoting at a Loss
A job type that loses $8K a time keeps getting quoted the same way. Twelve a year is $96K gone before year-end shows it.
The Payroll Squeeze
A short week shows up the morning payroll is due, and the line of credit pays for the surprise.
The Spreadsheet Tax
You spend 20+ hours a month rebuilding numbers instead of running the business.
Connected in minutes, not months.
Connect
Day one
Read-only login, a few minutes each.
Measure
On the call
Jobs, customers and cash, set with you.
Run
Your next month-end
Losing jobs and tight weeks raised early.
ConnectionsRead-only
- AccountingQuickBooks OnlineConnected
Field serviceServiceTitanConnected
Jobs & customersYour business
- Job profitProject revenue less tagged bills and labour
- Revenue streamMaintenance, service calls, projects
- CashBank accounts, open bills and invoices
Raised automaticallyMonth 1
25-119 Marlowe office fit-out
Accounts attached: subcontractors, materials
No IT team needed, read-only access to every system, and no new process for anyone to learn.
Built by the CFO team behind 240+ companies.
The track record, and what founders say about Dear CFO.
240+
Portfolio companies
100+
M&A transactions
$200M+
Raised, last 12 months
5+
IPOs
Phoenix Strategy Group, operating since 1998. Led by partners David Metzler, John Zdanowski and Ethan Lu.
Plan, don’t react.
the lender call, on our terms
“Dear CFO flagged our cash runway slipping weeks before we’d have seen it in the monthly close. That was the difference between planning the conversation with our lender and reacting to it.”
Norman RodriguezFounder / CEO, ElevateHireBoard pack built from live numbers
“Our board pack used to take days of exports and pasting every month. With Dear CFO it’s built from live numbers, and we see a variance the day it hits the data instead of at the next board meeting.”
David DarmstandlerCo-CEO, DataPathEvery entity on one set of definitions
“We used to reconcile every company’s numbers by hand before each review. Dear CFO puts them on one set of definitions, so the numbers we discuss are the numbers, and we can ask a question across the whole business in plain English.”
Lauren NagelCEO, SpokenLayerYour business’s data stays yours.
- Read-only access
- Encrypted
- Held in the US
- Access control
How your data is held
Your business’s data stays yours.
- Read-only access. Dear CFO reads your data and never changes anything in your systems.
- Encrypted. In transit and at rest, on Google Cloud.
- Held in the US. Stored in Google Cloud in the United States.
- Access control. Your company is its own dataset, with access set per person and per page.
Know what makes money, and what it leaves in the bank.
Priced for one business.
A controller or part-time CFO costs thousands a month and still builds the numbers by hand after the month closes. Dear CFO keeps them live, every day.
Starter starts with a free 90-day profit and cash audit. We connect your data and run Dear CFO on it live, so you see which jobs and customers lose money and where cash gets tight, on your own numbers, before you pay anything. We run a limited number of audits at a time, because each one is set up with us by hand. With PSG CFOs is quoted on the call.
Nothing to lose but the spreadsheets.
If it does not earn its place in how you run the business, stop. Your data is untouched either way.
Why can’t I just use ChatGPT?
A general chat tool cannot see your data, so every answer starts with someone exporting and pasting numbers in, and nothing keeps this month’s answer on the same definitions as last month’s. Dear CFO connects to your systems read-only, keeps one set of definitions, and shows every step of how an answer was worked out.
What do I need for profit by job or customer?
Revenue and costs tagged to the job or customer in your accounting system, which most owners who invoice by job already do. Where costs are not tagged, Dear CFO shows them as Unallocated rather than guessing, and we set up how they are shared out with you on the call.
Which systems does the cash forecast read?
Today it reads QuickBooks: your bank accounts, open bills, open invoices and the payments that repeat, such as payroll and rent. Profit, reporting and the rest of Dear CFO work across 700+ integrations.
Is my data secure?
Dear CFO only reads from the systems it connects to and never writes back to them. Data is held in Google Cloud in the United States, encrypted in transit and at rest, with access controlled per company. You own what you connect and can disconnect or delete it at any time.
How is it priced?
Per month, for your business. Starter begins with a free 90-day audit, then $500; Growth is $1,000; With PSG CFOs is quoted on the call. There is no annual contract: you can cancel at any time.
See which jobs pay and what cash is coming before your next month-end.
A walkthrough set up around your business and the systems it already runs.
Cancel anytime No IT required Read-only access
